There are approximately 533,000 401(k) plans in the U.S. and 90% of them have under 100 participants. The annual cost of these plans is substantially higher than larger plans. Sponsors and participants of these plans are most often being unfairly penalized by their financial services providers, who have demonstrated they can be very predatory when it comes to small 401(k) plans (particularly in terms of hidden fees and conflicts of interest which are built into the investment line up). While the plan is being sold “at no cost to the company” many providers are happy to create the impression that they are ‘trusted advisors” whose advice and investment selection is genuine.
We Firmly Believe That Knowledge Is Power
Our Our process is a bit different than most advisors. Along with listening and learning about what is most important to you, through our planning process we provide continuous education on what you’re invested in, why you’re invested in it, and what it costs. Our goal is to empower you to feel in control of your path to financial freedom.
At Rockline Wealth Management, we approach your financial picture from a wide-angle lens and form long-term, trusted relationships, while working to pursue your goals. While many financial advisors “sell” products, we pride ourselves on delivering high-level planning with a focus on tax efficiency, fee structure and risk tolerance. This disciplined approach allows our clients to build and protect.
Contact Robert Krivit, Director of Financial Planning, to discuss your financial future.
U.S. Employee Benefits Services Group (USEBSG) provides independent insurance benefits, consulting and management services through years of experience and a record of excellence that speaks for itself. USEBSG assists public and private employers and employees with the personalized employee benefits analysis and plan design that they deserve, combining the talents and experience of top benefits specialists across the country. USEBSG is proud to provide a premium, yet personal, level of service to clients looking for guidance, resources, and strategy in their benefits plan.